Can insurance in Miami is some of the most expensive in the country, and it can be daunting to realize how expensive your auto insurance may be. With crowded streets, a booming tourist economy, and many classic cars on the road â Miami residents end up paying a lot for their car insurance.
When youâre choosing an insurance provider, you want to be sure that youâre choosing a professional, affordable, and considerate insurance company that will work with you to help you understand your coverage, and exactly what youâre paying for. That is why it is important to consult with us at Lumina Insurance. We work with you understand your requirements and suggest the most suitable cover that ensures higher coverage yet lower premiums so that you can save more.
Who needs car insurance?
Every resident of Florida is required to have a basic level of car insurance that covers personal injury in the case of an accident. This rule ensures that any person who is injured in a car accident in Miami will have the money needed to finance their medical care. Because accident rates are so high in Miami, even the most basic level of insurance can be 20 times more expensive than in other parts of the country.
